#Capital one phone number fraud dept how to
#Capital one phone number fraud dept free

Said lowlife applied for a Capital One Quicksilver One card. While I wasn’t able to get a ton of information about the scammer who placed the fraudulent credit card application, I did get a few tidbits of information. Which Credit Card Did the Scammer Apply For? He also went on to describe ways I could protect myself from identity theft and how I could place a fraud alert on my credit report. The representative was friendly and explained that he had cancelled the application. All I needed to provide was my name and application number and eventually the last four of my social security number. Upon calling I was immediately connected to a representative who asked me very limited information. I didn’t apply for anything with Capital One.Ĭalling Capital One About the Fraudulent Credit Card Applicationīy the time I heard the voicemail and did a little research to make sure the call was legit, the Capital One fraud offices were closed so I called the next morning.

Ouch! Someone had definitely placed a fraudulent credit card application in my name and thankfully Capital One caught it! To verify the Capital One application was legit, I logged into my credit monitoring and did find the inquiry from Capital One on my credit. I want to step back and say I did place a legitimate application with another bank on the day before this happened, so the alerts initially weren’t concerning.

#Capital one phone number fraud dept free

I have free credit monitoring through Capital One, Discover and various other places (see links below) and thus had received an alert when this application was placed. Credit Monitoring Helped Me Confirm the Fraudulent Application Thankfully that is genuinely the Capital One Fraud Department. Just to be sure I did a little more researching before calling in. While I eventually discovered it is, I noticed a lot of people had reported 85 as a scam number. I didn’t notice the voicemail until the evening and once I discovered it I searched the phone number on Google to verify it was legit. We are calling in reference to a recent application….” Shawn Coomer from the Capital One Fraud Department. The voicemail went something like this, “This is an important message for Mr. Yesterday afternoon I missed a call from 85 which so happens to be Capital One. The Fraudulent Credit Card Application Phone Call Fraudulent Credit Card Application – Bottom Line.Important Identity Theft Fraud Alert Links & Phone Numbers.7 Year Fraud Alert on Credit Report (Extended Fraud Alert).1 year Fraud Alert on Credit Report (Initial Fraud Alert).

#Capital one phone number fraud dept how to

How to Protect From Identity Theft with Fraud Alerts.

Which Credit Card Did the Scammer Apply For?.

Calling Capital One About the Fraudulent Credit Card Application.

Credit Monitoring Helped Me Confirm the Fraudulent Application.

The Fraudulent Credit Card Application Phone Call.